Monthly Archives: June 2015

Home Insurance Murfreesboro Tennessee

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If you are searching for auto or home insurance in Murfreesboro Tennessee or the surrounding areas, you have found the right website!

Home Insurance Murfreesboro TennesseeCall Pathway Insurance at 1-800-998-0662 when you need the best options for home, business, life or auto insurance in Murfreesboro Tennessee.

For your convenience, we have also included a link to our online quote system. Click any of the links below:

No one likes having to pay for home insurance, but it’s a necessity for the majority of us.

However, this doesn’t mean you have to pay an arm and a leg for it! Consider three easy tips for more affordable home insurance in Murfreesboro Tennessee, and see how much you could reduce your premiums by!

Step# 1 Shop Around for Murfreesboro Tennessee Home Insurance.

Here at Pathway Insurance, we do the shopping for you!

We are an independent insurance agency in Murfreesboro and we can obtain quotes from top rated insurance companies in the area to help you find the best insurance rates in Murfreesboro.

This may seem obvious, but research has shown that a surprisingly large amount of people either just renew their current policy, or only inquire for one or two quotes.

By allowing us to shop the market for you there is a good chance we will be able to reduce your rates by a significant amount.

Give us a call at 1-800-998-0662 or click on Home Insurance Murfreesboro Tennessee to obtain online quotes from top companies in your area.

Step #2 – Combine Your Car & Murfreesboro Home Insurance with the Same Company.

Many companies will give you a multi-policy discount if you combine your car and home insurance with the same company. This almost always guarantees a lower price compared to purchasing your car insurance with one company and your home insurance in Murfreesboro with another company.

Step #3 – Take Advantage of a Paid in Full Discount.

Although most insurers will allow you to pay your premium monthly, did you know that you might be able to earn a discount that will reduce your insurance premiums by anywhere from 10%- 25% when you pay your premiums in full for the year?

Don’t forget to ask about this option when you call.

In a future article we will consider three additional ways to save money on homeowners insurance in Murfreesboro.

Call Pathway Insurance Today When You Need Homeowners Insurance in Murfreesboro Tennessee. 

Call 1-800-998-0662 and speak with one of our licensed agents or use our convenient online rate quote system when you click one of the links below:

Homeowners Insurance Nashville Tn

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The Best Options for Home Insurance in Nashville Homeowners Insurance Nashville TnTennessee Are One Call or Click Away!

If you’re looking for homeowners insurance in Nashville Tennessee or the surrounding areas you have found the right place.

Call 1-800-998-0662 or use our convenient online rate quote system that is available 24 hours per day when you click: Home Insurance Quotes Nashville Tn.

Pathway Insurance is a leading independent insurance agency in Nashville offering car and all forms of homeowners insurance in Nashville Tennessee including condo, renters, Nashville landlord insurance, and vacant home insurance Nashville from leading companies.

This Is How to Save Money on Nashville Tennessee Homeowners Insurance.

In a previous article we discussed three different steps that you can take to save money on homeowners insurance which includes taking time to shop around, combining your car and home insurance with the same company, and taking advantage of paid in full discount’s that may be available with some companies.

Pathway Insurance offers a shopping service for those insured with our agency, and those who are not yet insured with us.

Our shopping service saves you time and money. You can call and speak with one of our licensed agents by dialing 1-800-998-0662 or feel free to click on Home Insurance Nashville Tn to receive online quotes in five minutes or less from the convenience of your computer, smart phone, or tablet device.

Step #4 – Improve Your Credit Score.  Did you know insurance companies will run your personal credit to determine your premium rates?  For example an individual who has a 750 credit score will pay a lower premium compared to a person with a 600 credit score.

There are other factors that come into play for Tennessee homeowners insurance rates, such as the multi-policy discount that we spoke about in our last article, but credit is certainly a factor.

There are a large number of resources online that can help you learn steps to improve your credit score but keep in mind that the difference between a 600 credit score and a 750 credit score could be a significant difference in price with some companies!

Step #5 – Don’t Turn in Small Claims in to Your Homeowners Insurance Company.

Did you know that turning in small claims to your insurance company not only will lead to a large rate increases, but you may also be canceled and find yourself needing to purchase Nashville home insurance with a high risk company?

Simply stated some claims should not be turned in to your insurance company.  For example the owners of Pathway Insurance, Jack and Emily Thomas experienced a power surge from a lightning storm resulting in more than $2000 in damages.

They declined to file a claim because after their $1000 deductible the insurance company would have only paid $1000. Three years later another storm came through the area damaging Jack and Emily’s home to the tune of $15,000.

Two claims in five years with most insurance companies would have caused a significant price increase or cancellation for the owners of Pathway Insurance.

While certainly true both claims were caused by Mother Nature, insurance companies do not overlook claims history no matter if they are weather related or not, it’s all about how much was paid and how many claims you had that cause rate increases and cancellations.

We Can Help You Find Low Cost Options for Homeowners Insurance in Nashville Tennessee 

Call and speak to the licensed agents today at 1-800-998-0662.  Pathway Insurance is a full-service independent agency offering competitive rates on business, life, car, and homeowners insurance in Nashville.

Use our convenient online rate quote system with either of the links below: 

Auto Insurance Johnson City Tn

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Are you searching for home, business, life, or auto insurance in Johnson City Tennessee or the surrounding areas?

Then you’ve come to the right website!

Give us a call at 1-800-998-0662 and one of our representatives will be more than happy to assist you, or use the below links to receive instant quotes in five minutes or less on car and homeowners insurance in Johnson City Tennessee.

Auto Insurance Johnson City TnLooking to find the Best Johnson City Tennessee Car Insurance Rates?

As a leading independent insurance agency in Tennessee we have the ability to find the best options for all of your insurance needs.

An independent insurance agency like Pathway Insurance is not limited to representing only one company.

Additionally you can request quotes by calling us or using our free online rate quote system available 24 hours per day.

Why Use Our Online Quote System When Shopping for Auto Insurance in Johnson City Tennessee?

Reason #1 – It’s so easy! – One of the reasons you should request an online auto insurance quote is because it’s super easy and convenient.

Simply enter your information and within five minutes or less you’ll receive quotes from top-rated companies in your area competing for your business!   What more could you ask for?

Reason #2 – It’s totally free! – Here at Pathway Insurance, there is no obligation whatsoever when you request a free quote online.

Reason #3- You can save Big Money! – Investing only a few minutes of your time using our online rate quote system or calling us directly at 1-800-998-0662 may save you hundreds if not thousands of dollars per year on your insurance!

Some of the companies we represent offer a special paperless discount + the advanced purchasing discount that can increase your savings. 

Call Pathway Insurance When You Need Auto Insurance in Johnson City Tennessee!

You can reach us directly by calling 1-800-998-0662 Monday through Friday 9 AM to 5:30 PM or get your instant Auto or home Insurance quote by clicking the links below:

We also offer insurance in the Surrounding areas:

  • Midway Tennessee Auto Insurance
  • Auto Insurance Piney Flats Tennessee
  • Jonesborough Tennessee Car Insurance
  • Car Insurance Oak Grove Tennessee
  • Gray Tennessee Car Insurance

You have nothing to lose by learning how much money you could be saving on your auto or homeowners insurance in Johnson City Tn!

So if you’re looking for a Home or Auto insurance quote, then try our online quoting system.  They are easy, free and fast.  Not to mention, you can save hundreds of dollars on your insurance. What are you waiting for?

Jackson Tn Auto Insurance

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If you are searching for auto or home insurance in Jackson Tennessee or the Jackson Tn Auto Insurancesurrounding areas, you have found the right website!

Call Pathway Insurance at 1-800-998-0662 when you need the best options for home, business, life or auto insurance in Jackson Tennessee.

For your convenience, we have also included a link to our online quote system. Click any of the links below:

Looking for Ways to Lower Your Jackson Tennessee Auto Insurance Premium? 

Auto insurance rates can differ depending upon factors that include your age, past driving record, and credit history. However, there are ways to lower your annual rates and we will share four specific tips.

Four Strategies to Lower Your Jackson Tennessee Auto Insurance:

Tip 1: Increase your Deductible

Your deductible is the amount you pay before your insurance policy come into use.

When you purchase your Jackson Tennessee car insurance policy you may be inclined to choose the lowest possible deductible. Instead, bump up your deductible to $500 or even $1000.

Taking this step will lead to lower rates on a long-term basis for home and car insurance in Jacksonville Tennessee because insurance companies reward those who increase their share of responsibility in the event of a claim.

Of course, this means if a covered claim happens to your vehicle, you will need to pay out more to cover the initial expenses.  Could this strategy also encourage you to be a safer driver? There is a distinct possibility drivers will be more cautious if they know they’re out of pocket will be greater in the event of a claim.

Tip 2: Park Your Vehicle in a Garage

One of the simplest ways to decrease the likelihood of rate increases is to park your vehicle in your personal garage or a public or commercial garage when you go to work. By your vehicle being garaged, the chances of it getting stolen or sideswiped are considerably lower. This may help in reducing your premium close up to 20%!

A large number of vandalism and hit-and-run claims occur each year when we park our vehicles on the street, if you have a garage use it.

Tip 3: Shop Around

Here at Pathway Insurance, we do the shopping for you!

As a leading independent insurance agency in Jackson Tennessee we can obtain quotes from many different insurance companies to help find the best insurance rates for you. Essentially we shop the market for you.

Don’t be misled by television commercials. Television advertising is very expensive and the companies running continuous television ads may not have the best price because someone has to pay for those commercials, and it is the policyholders who pay for those commercials!

Why not call today? Give us a call at 1-800-998-0662 or click on Jackson Tn Auto Insurance to receive online quotes in five minutes or less.

Tip 4: Take a Defensive Driving Course

Not many people are aware of this, but some companies offer discounts anywhere from 10% -25% by volunteering for a state-approved defensive driving course. This can substantially reduce your rates especially if there are teenage drivers in the household.

Call Pathway Insurance Today When You Need Auto Insurance in Jackson Tennessee. 

Call 1-800-998-0662 and speak with one of our licensed agents or use our convenient online rate quote system when you click one of the links below:

We also serve the insurance needs in the following communities:

  • Car Insurance Oakfield Tennessee
  • Auto Insurance Medina Tennessee
  • Beech Bluff Tennessee Home Insurance
  • Car Insurance Bells Tennessee
  • Humboldt Homeowners Insurance

*Our main office is not located in Jackson city Tennessee, we offer all forms of insurance in Jackson Tennessee and the entire state of Tennessee.

Auto Insurance Bartlett Tn

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Auto Insurance Bartlett TnWhen you are searching for auto insurance in Bartlett Tennessee or the surrounding areas you have found the right website!

Call Pathway Insurance at 1-800-998-0662 when you need the best options for home, business, life or auto insurance in Bartlett Tennessee.

If it’s more convenient use our online quote system when you click any of the links below:

Keep These Points in Mind When Shopping for Auto Insurance in Bartlett Tennessee.

We are constantly bombarded with ads, emails, commercials, and billboards saying how much we can save on our car insurance in Bartlett by switching to another company.

It’s a highly competitive industry.

Here are a few points to keep in mind before you switch your car insurance to another company.

Would you lose an accident forgiveness provision in your current policy if you switched now?

This discount can be significant. A policyholder without accident forgiveness who causes an at-fault accident may be looking at a rate increase of 40% over three years for the vehicle involved in the accident!

If you have an accident with the new company you just switched to you may regret not having that provision.

Fortunately we are in a position to offer coverage that includes accident forgiveness from the start.

Is that important to you?  Click on Bartlett Tennessee car insurance to begin your quote.

What about Longevity Discounts?

Naturally when you switch to a new insurance company in Bartlett Tennessee you lose any type of longevity credit you’ve built up.  Some insurance companies offer longevity discounts to provide the illusion that you are receiving a benefit by staying loyal to the company you have been insured with for years.

However you need to keep this in mind.   The discounts listed above really have no application if the new insurance company we find for you cuts your rate in half!  Agree?

Let’s now talk about some special discounts we can offer you that will save you money now.

Bartlett Car Insurance Discounts Can Save You Money Now!

We can offer something called the advanced purchasing discount which will reduce your price by 10% on your automobile insurance.

How does this discount work?   If your renewal date is June 15 we simply need to issue your policy on June 5 to provide an extra 10% discount.

Additional discounts such as a multicar, multi-policy, AARP, life insurance, and AAA may additionally be available.

Call Pathway Insurance Today When You Need Insurance in Bartlett Tennessee.

Call 1-800-998-0662 and speak with one of our licensed agents or use our convenient online rate quote system when you click one of the links below:

We also serve the insurance needs in the following communities:

  • Car Insurance Lakeland Tennessee
  • Auto Insurance Millington Tennessee
  • Arlington Tennessee Car Insurance
  • Car Insurance Germantown Tennessee
  • Hickory Withe Car Insurance